Individual group loans

For groups of individuals and entrepreneurs who bear joint liability for loan, for the purpose of developing entrepreneurship and household expenditures. Particular attention is paid to people residing in rural areas and engaged in agriculture.

Group loans are a great opportunity for entrepreneurs to develop their own business!

  • “Standard” simple solutions for business development and family needs.
  • “Chip-in-Cash” – an additional quick loan to maintain current assets and for urgent needs. 

Terms and conditions of group loans

Interest rate

28.9% per annum

Up Front Fee

from 2% to 5% of a loan amount



Loan term

from 3 months to 3 years

Loan amount

from KGS 9,000 to KGS 1,500,000 per group


Group solidarity: up to KGS 250,000 per group member without pledge of property.

*Effective interest rate from 35.44%

requirements FOR borrowers

  • Groups comprise 3 to 10 members;
  • Legally capable individuals and individual entrepreneurs;

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Calculate the loan cost


Loan Repayment Schedule

These are sample calculations. You can receive more precise loan calculations from our loan officers.

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