KyrSEFF business loan "Commercial Sector"

Business loan with available grant up to 15 % of the loan amount

Kompanion Bank offers business loans within KyrSEFF (Energy efficiency loans in Kyrgyz Republic) program for purchase and renewal of fixed assets. KyrSEFF energy efficiency loans subsidize up to 15 % loan amount. For example, by receiving 20 000 000 KGS loan intended for energy efficiency, clients can receive up to 3 000 000 KGS as subsidy.

Loans use:

  • equipment and production line, pumps, air fans, air compressors renewal
  • heating systems upgrade; automation of heating systems
  • air conditioning and ventilation systems upgrade
  • wall, roof, floor insulation
  • replacement of windows for energy efficient windows
  • lighting system upgrade
  • water efficiency systems
  • implementation of renewal energy systems: heating pumps, solar collectors, bio-gas systems, and etc.
  • green house system upgrades: heating system, drip irrigation, insulation, air ventilation and etc
  • for other needs related to KyrSEFF program

From 20.03.2020, maximum loan amount up to KGS 250,000

Loan amount

From 150 000 up to 7 000 000 KGS



Interest rate  

From 19%*

Loan period 

from 3 months up to 5 years

Upfront  fee

no commission

Loan grant

Up to 15% loan amount**

* effective interest rate  from 19,70%.

** For more information visit bank offices or contact call center: (312) 33-88-00, 88 00 (for mobile phones).

Documents needed to receive a loan:

  • Passports of a borrower, a guarantor, and a pledgor;
  • Income documents of a borrower and guarantors, depending on a loan repayment source: patent, self-employed entrepreneur’s certificate, salary certificate for the last three months, etc.;
  • Collateral documents (if applicable), depending on a type of provided collateral: technical passport of immovable property, title documents for property, vehicle registration certificate, etc.;
  • Other documents as requested by the Bank, depending on a loan type.

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Calculate the loan cost


Loan Repayment Schedule

These are sample calculations. You can receive more precise loan calculations from our loan officers.

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