Online Loan

No need to visit bank branches to get a loan. You can apply for a loan in the "Kompanion" app.

Loan amount: from 5,000 to 200,000 KGS. For users of the "Kompanion" mobile app who have completed remote identification: from 500 to 15,000 KGS. For users of the "Kompanion" mobile app who have completed full identification at one of the Bank's branches: from 500 to 100,000 KGS, and for repeat clients — up to 200,000 KGS.

Loan period: from 3 to 36 months.

Nominal annual interest rate: 29.9%

Annual effective interest rate: from 34.94%

Collateral: not required

Waiting time for crediting of funds after signing the loan agreement:

• from 5 000 to 50 000 KG soms - credited instantly
  
• from 50 001 to 100 000 KG soms - 4 hours;
• over 100 001 KG soms - 12 hours. During this time, in order to protect against fraudulent loans, the bank makes a control call to the client from the official number to confirm the request for loan processing through the application. If the confirmation from the client is not received, crediting of funds will not be made.

Who can get a loan?

Individuals and individual entrepreneurs aged 18 to 68:

• With a Kyrgyzstan passport
• Employees receiving an official salary (salary information is verified by the Bank through the Social Fund of the Kyrgyz Republic) and/or individual entrepreneurs engaged in business.