Financial Safety and Apple Trees: What We Discussed in the Village of Sogundu

The Bank Kompanion team recently visited the village of Sogundu in the Alay district, where we held a community training at Bunisa Arzieva Kindergarten No. 11.

Sogundu, surrounded by mountains and evergreen trees, is located 20 km from Gulcha. The kindergarten, built in the 1980s, welcomes 50–55 children daily. A dedicated team of 12 staff members not only educates the children but also actively cares for the space where they live and work. On the day of our training, the staff was repairing the playground with their own hands.

As always, we came not only to deliver a training but also to share practical knowledge that helps people live and work better.

How to Ensure Apple Trees Bear Fruit Every Year

One part of the training focused on agriculture and veterinary care. Using the apple trees near the kindergarten, we explained and demonstrated the importance of thinning apples correctly, especially in June during natural fruit drop. Residents asked practical questions:

– Why does an apple tree that is 6–7 years old still not bear fruit?
– Why are there many blossoms but little harvest?

We shared practical advice and actionable tips so that each participant could apply this knowledge in their gardens and achieve consistent yields.

We also touched on livestock care, discussing simple yet important criteria for selecting dairy cows that are often overlooked.

Agents: A Small Bank Within the Village

Our managers explained the services that can be accessed through Bank Kompanion agents right within the village, such as cash withdrawals, opening deposits, and applying for online loans. For many residents, it was eye-opening to learn that having an agent in the village means they can manage their finances without having to travel to the district center.

Why We Do This

For us at Bank Kompanion, these trainings are not only about sharing knowledge but also about building trust and fostering growth together. We see how important it is for rural communities to have access to information, tools, and opportunities that make life more convenient and secure.

Together, we learn and grow, creating a future where every child, every family, and every entrepreneur can thrive while preserving their roots and traditions.

Growing Together, Learning Together

For the team at Bank Kompanion, these trips are more than just training sessions. They are an opportunity to work side by side, listen closely, understand people’s needs, and share knowledge in a clear and accessible way. They are a chance to learn from each other and to build spaces for growth—where children play, gardens bloom, and life becomes a little easier and safer.

We believe that financial literacy and access to services are the foundation for the sustainable development of villages and regions, and we are honored to be part of this journey.