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The service can be activated in just a few minutes via the Kompanion Business app: simply create a business point and add employees.

“Tolom” service by Bank Kompanion allows businesses to accept payments through employees — sellers, waiters, couriers, and sales representatives — while maintaining full control over incoming funds.

A courier delivers an order to a customer.
A waiter accepts payment at the table.
A seller serves a customer at the market.

In many businesses, payments are received not by the owner but by employees. This creates a common challenge: how to enable staff to accept payments while keeping full control over company finances.

Bank Kompanion has launched “Tolom”, a solution that allows businesses to organize payments through their team while ensuring full transparency of financial flows.

Why businesses need this

In many cases, employees receive payments directly — during delivery, in cafés, or in field sales. Often, payments are made in cash or transferred to personal cards, making accounting and control more complicated.

Digital payment solutions make this process more transparent and convenient for both businesses and customers.

When the whole team accepts payments

The service works simply: each employee gets a personal QR code for accepting payments, generated automatically when added to the system.

The employee shows the QR code, the customer scans and pays, and the money is instantly credited to the company account.

This is especially useful for:

 — retail staff
 — waiters in cafés and restaurants
 — delivery couriers
 — sales representatives
 — service providers

In practice, this allows businesses to accept payments wherever the customer is — not just at the cashier.

Funds go to the business, not the employee

Employees do not have access to the company’s account.

They can only accept payments and view their own transactions. All operations are recorded in the Kompanion Business app, where the business owner can:

 - track payment history

 - see how many payments each employee processed

 - monitor revenue by location

This enables delegation of payment collection while maintaining full financial control.

Quick setup

The service can be activated in just a few minutes via the Kompanion Business app: simply create a business point and add employees.

A personal QR code is automatically generated for each employee.

The “Tolom” service helps reduce cash usage, speed up transactions, and provide full visibility of payments across the team.

For more details, visit the Kompanion Business app or call 88-00.​