What Is a CVV/CVC Code?

CVV (Card Verification Value) and CVC (Card Verification Code) are three-digit security codes printed on the back of your bank card. They help confirm that the physical card is in your possession when making online purchases or money transfers.

How Is It Different from Other Codes?

These codes vary slightly by card type:

• CVV — for Visa cards

• CVC — for Mastercard

• CID — for American Express (4 digits on the front)

Despite different names, they all serve the same purpose: protecting you from fraud.

Where Can I Find the CVV/CVC Code?

• On physical cards:
  Look at the back of your Visa or Mastercard — the code is next to the signature strip.

• On virtual cards:
  You can find the CVV/CVC in your bank’s mobile app, displayed along with the card number and expiry date. It’s required when using services like Kaspi or Sberbank.

When Is the CVV/CVC Code Used?

• When paying online for goods or services

• When adding a card to mobile wallets like Google Pay

• For subscriptions and recurring payments

Additional Protection

Most banks — including Bank Kompanion — also use SMS confirmation codes to verify online payments. This adds an extra layer of security, especially when sending money abroad (e.g., from Kyrgyzstan to Russia).

Why You Should Never Share Your CVV/CVC Code

If someone asks for your CVV code by phone or messaging app, they are most likely a scammer.
Real bank employees will never request this information.

Basic Security Rules

• ❌ Never share your CVV/CVC code — even with someone claiming to be from the bank

• ❌ Don’t send the code via messaging apps or phone

• ❌ Avoid entering card details on suspicious websites or apps

What to Do If Your Code Has Been Compromised

1. Block your card using the mobile app or by calling your bank

2. Contact Bank Kompanion’s support team to report the situation

3. Request a card reissue to keep your funds safe

CVV and CVC codes are your personal security keys. Use them only on trusted sites and apps, and never share them with anyone.

If you're planning to send money from Kyrgyzstan to Russia or to a Sberbank card, always verify the security of the transaction in advance.

These simple steps will help you stay protected while making online payments or transfers.

FAQ

What is a CVV/CVC code and where do I find it?
It’s a three-digit code on the back of your card, near the signature strip. On virtual cards, it’s visible in your bank app.

Can I enter my CVV/CVC code for online purchases?
Yes, but only on secure websites (look for HTTPS in the URL).

What should I do if someone gets my CVV/CVC code?
Immediately block your card and contact the bank to have it reissued.

Is the CVV/CVC code required for virtual cards?
Yes, it's required for all online transactions.

With Bank Kompanion, your money is always under reliable protection.