Retirement deposit

A deposit account for depositors who have reached retirement age of 55 years or younger who have retirement certificate and want to save and receive additional interest income.

To open a deposit account , client needs a passport and a retirement certificate (if any).  The deposit account can be replenished the depositor or by third parties (for example, children / grandchildren and other persons).

This product does not have a strict replenishment schedule. In addition, this deposit product has no limitations for a maximum replenishment amount. Additional advantage - the ability to tie interest accrued payments to the Pension card Elcard or any other card issued by Kompanion Bank CJSC.



Deposit period

from 6 to 36 months

Minimum deposit amount

500  KGS; 10 USD

Maximum deposit amount   

No limits

Minimum deposit replenish amount

No limits

Maximum monthly replenishment amount

500 000 KGS; 7000 USD

Compound interest

Not provided

Partial withdrawal of the principal

Not provided

*Compound interest is interest calculated on the accumulated interest of a deposit. The accrued interest is added to a deposit amount every three months on the same dates as the date of a deposit agreement.

*Effective interest rate in KGS up to 12.68%

*Effective interest rate in US dollars up to 2.63% 

Kompanion Bank CJSC reserves the right to establish tailored interest rates on deposits depending on a deposit period and amount. 

Table of Interest Rates

Currency 6 months 9 months 12 months 18 months 2 years 3 years
KGS 7% 8% 11% 11.5% 12% 12%
USD 0.5% 1.1% 1.6% 2.1% 2.6% 2.6%

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Calculate savings on a deposit


Annual Interest Rate

Bonus Interest:

Accumulated Amount:

Accrued Interest:

These are sample calculations. You can receive more precise from our officers.

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