Private Customers

Kompanion e-wallet

Kompanion e-wallet is a new generation payment instrument enabling customers to make financial transactions through the easy-to-use mobile application. Payment for various services can be made via the e-wallet, for example: utilities, mobile communications, Internet, television and other services, including loan repayment, deposit opening and replenishing through mobile phone.

In order to openKompanion e-wallet, please download mobile applicationfrom Playmarket (for Android) or AppStore (for iOS) 

e-wallet registration steps:

- enter a mobile phone number;

- enter a one-time PIN- is a password required to login to the appsent by SMS,

- enter a new PIN *.

* It is strongly recommended to create a safe and quite complex PIN.To avoid obvious, easily assumed combinations, such as phone number ending, date of birth, etc., when changing the PIN. It is necessary to follow the personal data security and storage rules when using the e-wallet.

It is also recommended to read the Public Offer.-an agreement, where rights and obligations of the User and the Operator are described.

e-wallet special features:

Seamless payment experience more that 200 services available to pay including utility payments, mobile top up, loan repyaments, deposit replenishments and etc. a wide range of requested services, and also banking services, such as loan repayment, deposit replenishment, current account and payment card replenishment.

Easiest way to send moneyonline user-friendly money transfer process allows you to send money to your peers in one-click. 

Keeping your mobile app safe - Touch ID (fingerprint login); facial recognition; have all been implemented to enhance the security of the application.

Merchant payments scanning QR codes to create seamless shopping experience seamless. User doesn’t need to have a bank account or purposely go to the bank to open it in order to register in the e-wallet. It is enough to have a mobile phone number to open the e-wallet. In the case of self-registration, the wallet is considered to be unidentified.

It is important to know that an unidentified wallet is not allowed to make transfers between wallets, to cash monetary funds from the e-wallet balance, and to link your payment card to the e-wallet.

Balance on the e-wallet of an unidentified wallet holder can’t exceed KGS 15,000, and amount of payments per month can’t exceed KGS 30,000.

But, at the same time, identification process is very simple.

The e-wallet holder can apply to any branch of Kompanion Bank. It is necessary to have your passport with you.

The e-wallet can be replenished in Internet/mobile banking, in cash-in terminals, or Elcard payment card.

It is possible to withdraw money from the e-wallet at Kompanion cash desk or to Kompanion Visa/Elcard cards. 


Public offer

Fees and charges